$US Money Tools

Overtime Calculator

Calculate your overtime pay under FLSA rules. Enter your salary, overtime hours, and rate multiplier to see your hourly OT rate, weekly and annual overtime earnings, and total pay.

1.5 = time-and-a-half

Total Annual Pay

$53,437.00

including $8,437.00 overtime

BreakdownAmount
Base Salary$45,000.00
Base Hourly Rate$21.63
OT Hourly Rate$32.45
Weekly OT Pay$162.25
Annual OT Pay$8,437.00
Total Annual Pay$53,437.00

How Overtime Pay Works Under FLSA

The Fair Labor Standards Act requires employers to pay non-exempt employees at least 1.5 times their regular rate for hours worked over 40 in a workweek. This is commonly called "time-and-a-half." Some employers offer double-time (2x) for holidays or excessive hours, though this is not required by federal law.

Example: $45,000 salary with 5 hours overtime/week

Base hourly: $21.63. OT rate: $32.45. Weekly OT: $162.25. Annual OT: $8,437. Total pay: $53,437 — an 18.7% increase over base salary.

Frequently Asked Questions

  • When am I entitled to overtime pay?

    Under the FLSA, non-exempt employees must be paid at least 1.5x their regular rate for hours worked over 40 in a workweek. Some states require daily overtime (e.g., California requires OT after 8 hours in a day).

  • Am I exempt from overtime?

    Salaried employees earning above $58,656/year (2025) who perform executive, administrative, or professional duties may be exempt. Hourly workers are almost always non-exempt and entitled to overtime.

  • How is the overtime rate calculated?

    Your regular hourly rate = annual salary ÷ 52 weeks ÷ 40 hours. Overtime rate = regular rate × 1.5. For a $45,000 salary: regular rate = $21.63/hr, OT rate = $32.45/hr.

  • Is overtime pay taxed differently?

    No. Overtime pay is taxed as regular income. It may feel more heavily taxed because the extra income can push you into a higher withholding bracket, but the actual tax rate is the same.

Important Disclaimer

The figures provided by this calculator are estimates based on the information you enter and published rates at the time of writing. They do not constitute financial, tax, or legal advice, and we accept no liability for decisions made on the basis of these estimates. Your actual liability may differ depending on your individual circumstances, applicable reliefs, and any changes to rates or legislation. Always consult a qualified professional or check the latest IRS guidance at irs.gov before making financial decisions.